Bitstamp
Established platform used by experienced users
Fees:
See official website for current fee schedule
FCA status:
FCA Registered
Payment methods:
Bank transfer, Card
Independent UK crypto information resource
Practical information on UK crypto exchanges, wallets, tax, and UK banking policies.
Compare exchanges →Cryptocurrency exchanges available to UK residents
Compare leading cryptocurrency exchanges available to UK residents, including FCA status, payment methods, platform features, and links to official fee information.
Coinbase
Beginner-friendly and easy to use
Fees:
See official website for current fee schedule
FCA status:
FCA Registered
Payment methods:
Bank transfer, Debit card
Kraken
More advanced users
Fees:
See official website for current fee schedule
FCA status:
FCA Registered
Payment methods:
Bank transfer
Uphold
Multi-asset trading
Fees:
See official website for current fee schedule
FCA status:
FCA Registered
Payment methods:
Bank transfer, Card
UK banks and crypto policies
Examples of UK bank crypto-payment policies, restrictions, and limits
UK banks may allow, limit, delay, or block cryptocurrency-related transactions depending on payment type, fraud checks, account activity, account type, customer circumstances, and internal policy. Policies can change over time.
Crypto policies vary Restrictions may apply
Barclays
Crypto policies vary
May support certain cryptocurrency-related payments or transfers.
Restrictions: Limits, checks, delays, or blocks may apply
HSBC
Crypto policies vary
May support certain cryptocurrency-related payments or transfers.
Restrictions: Limits, checks, delays, or blocks may apply
Lloyds
Crypto policies vary
May support certain cryptocurrency-related payments or transfers.
Restrictions: Limits, checks, delays, or blocks may apply
Monzo
Crypto policies vary
May support certain cryptocurrency-related payments or transfers.
Restrictions: Limits, checks, delays, or blocks may apply
Nationwide
Crypto policies vary
May support certain cryptocurrency-related payments or transfers.
Restrictions: Limits, checks, delays, or blocks may apply
NatWest
Crypto policies vary
May support certain cryptocurrency-related payments or transfers.
Restrictions: Limits, checks, delays, or blocks may apply
Santander
Crypto policies vary
May support certain cryptocurrency-related payments or transfers.
Restrictions: Limits, checks, delays, or blocks may apply
Revolut
Crypto policies vary
May support certain cryptocurrency-related payments or transfers.
Restrictions: Limits, checks, delays, or blocks may apply
Chase
Restrictions may apply
May restrict certain cryptocurrency-related payments or transfers.
Restrictions: Some cryptocurrency-related payments or transfers may be restricted
Starling
Restrictions may apply
May restrict certain cryptocurrency-related payments or transfers.
Restrictions: Some cryptocurrency-related payments or transfers may be restricted
TSB
Restrictions may apply
May restrict certain cryptocurrency-related payments or transfers.
Restrictions: Some cryptocurrency-related payments or transfers may be restricted
Virgin Money
Restrictions may apply
May restrict certain cryptocurrency-related payments or transfers.
Restrictions: Some cryptocurrency-related payments or transfers may be restricted
Metro Bank
Restrictions may apply
May restrict certain cryptocurrency-related payments or transfers.
Restrictions: Some cryptocurrency-related payments or transfers may be restricted
Secure your crypto
Compare hardware and software wallet options for different use cases
Ledger Stax
HardwareHardware wallet with touchscreen display, Bluetooth connectivity, and support for 5,500+ cryptocurrencies.
Learn more ↗Trust Wallet
SoftwareMobile wallet with DeFi browser access, staking support where available, and multi-chain compatibility.
Learn more ↗Coinbase Wallet
SoftwareSelf-custody wallet with NFT support, DApp browser access, and Coinbase integration.
Learn more ↗Trezor Safe 7
HardwareHardware wallet with touchscreen interface, open-source firmware, and support for 1,800+ cryptocurrencies.
Learn more ↗Understanding UK crypto tax
Cryptocurrency is subject to Capital Gains Tax and Income Tax in the UK. HMRC requires detailed record-keeping of all crypto transactions.
- ✓ Capital Gains Tax applies when you sell, trade, or spend crypto
- ✓ Annual tax-free allowance of £3,000 for capital gains (2026/27)
- ✓ Keep detailed records of all transactions and valuations
Quick tax facts
CGT allowance (2026/27)£3,000
Basic rate CGT18%
Higher rate CGT24%
Record keepingRequired